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rPremium 1.0 - Freeware version release notes

March 8, 1998

By Rob Sappelli
rob@thepalmtree.com
The Palm Tree: www.thepalmtree.com

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CONTENTS OF THIS DOCUMENT

    I.   Introduction
    II.  Installation
    III. System Requirements
    IV.  rPremium 1.0 zip file contents
    V.   Notes on rPremium
    VI.  Legal Disclaimer
    
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I. INTRODUCTION
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rPremium calculates the unused portion of a 1-year insurance policy premium &
can replace those 'wheel' charts that just tell you the number of days & a
factor which you must use in your own calculation.

Select the Inception Date of the policy using the top two pull-downs.
Select the Cancel Date of the policy using the bottom two pull-downs.
Enter the policy Premium in the Premium Amount field using Graffiti strokes
or the on-screen keyboard. The cents portion of the premium (if any) must be
entered in a separate field next to the dollar field.
Press the Calculate button to display the Premium to be returned!
Press the Reset button to start over.

rPremium can also be used as a date calculator.
For Example, if you birthday is February 2, and today is April 15, you can use
rPremium to figure out how many days until your birthday!
You would select Feb 2 in the top pull-downs, April 15 in the bottom
pull-downs, enter any amount in the Premium field, and tap Calculate.  rPremium
will display how many days there are until your birthday!

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II. INSTALLATION
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Installation of rPremium is just like any other .prc for the Pilot.

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III. SYSTEM REQUIREMENTS
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Works on OS v.3, OS v.2 and OS v.1, however, can only accept Premium Amounts up
to $32,767 on OS v.1

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IV. rPREMIUM ZIP FILE CONTENTS
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rPremium.prc    The rPremium 1.0 application that you install on your
                PalmPilot.
rPremium.txt    This file. All info is also on the website.

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V. NOTES ON rPREMIUM
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I doubt there will be much use for this program, but it served as a learning
experience for me. I will be releasing a PC based version soon which might be
much more useful for insurance people.

POLICY PERIOD: rPremium assumes a 1-year policy period (365 days).

DOLLAR RANGES: rPremium accepts Premium Amounts from $1 to 9,999,999.99 on
OS v.2 and $1 to 32,767.99 on OS v.1

FACTORS: Pro Rata is generally used when the insurer cancels the policy.
Short Rate is generally used when the insured cancels the policy. Short Rate is
90% of Pro Rata.

ROUNDING: The Factor is rounded to 3 decimal places before being applied to
the Premium just like the 'wheel' charts.
The Return Premium is rounded to 2 decimal places (currency) after calculation.

SCREEN REFRESH: The Calculate button must be tapped to update the result fields
after any changes have been made to the input fields.

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VI. LEGAL DISCLAIMER
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rPremium is provided AS-IS; there is NO WARRANTY, express or implied. The user
assumes full responsibility and liability for any use of this program. All
Rights Reserved by Robert Sappelli, except as noted below.

Permission to distribute this package complete and unmodified for personal use
via the internet for no charge (other than reasonable connection charges) is
granted to the public. Distribution for commercial purposes via any other
medium, including but not limited to CD-ROM, floppy, or printed material, in
whole or in part, requires express permission from the author,
(rob@thepalmtree.com).

Modified versions may be distributed with this notice intact, provided that
said versions are clearly marked as modified. The above provisions also apply
to any such modified packages.


